NJ Flexi Cap Fund

NJ Mutual Fund · 151917 · Quant Rank #452

Structural GatesPreliminary Assessment

PRELIMINARY_ASSESSMENT

Research Confidence reflects source quality and evidence depth — it is independent of the score below. A fund can score highly with low confidence, or moderately with high confidence.

Real Evidence

CategoryFC

AUM₹2,704.4 Cr

BenchmarkNifty 500 TRI

RiskometerVery High

TERInsufficient data

InceptionInsufficient data

Track RecordInsufficient data

Fund ManagerInsufficient data

AUM Floor₹500 Cr

Min Track3 yrs

Max Alloc25%

Returns vs Benchmark

Window	Fund	Benchmark
1 Year	-1.56%	2.63%
Since Launch	11.62%	12.12%

Calculated Parameters

FMTInsufficient data — no real 'managing since' date collected for this scheme's current manager

AMQ3/10

AUTInsufficient data — no real 3-months-ago AUM evidence (AMFI's live feed only carries current + ~1-month-ago; needs a genuine dated snapshot from an earlier sync)

ERSInsufficient data — no TER evidence collected for this scheme

Structural Gates

Gate 1 — EligibilityUNKNOWN

AUM floor: PASS · Track record: UNKNOWN · SEBI: UNKNOWN

Gate 2 — Quant ScreenFAIL

Gate 3 — Top 10FAIL

Gate 4 — Top 5FAIL

Gate 5 — Top 2 ICFAIL

Candidate's 40 would rank #6 among 5 real existing category scores (top 2 = recommendable).

Analyst Name

MOM — Momentum

7% weight

Preliminary

3–6M price+flow vs benchmark · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 4:10:08 PM

CON — Consistency

10% weight

Preliminary

3Y/5Y quartile rank stability · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 4:10:10 PM

PQT — Portfolio Quality

11% weight

Preliminary

PE, concentration, churn · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 4:10:11 PM

FMQ — Fund Mgr Quality

12% weight

Preliminary

Philosophy, communication, style drift · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 4:10:13 PM

VAL — Valuation Risk

10% weight

Preliminary

Portfolio PE/PB vs category avg · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 4:10:15 PM

STW — Sector Tailwinds

9% weight

Preliminary

Policy/macro drivers 12-18M · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 4:10:17 PM

DSP — Downside Protection

8% weight

Preliminary

Max DD, Sortino, bear markets · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 4:10:18 PM

OPP — Outperformance Prob.

8% weight

Preliminary

Analyst 12M alpha probability · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 4:10:20 PM

THS — Thesis Strength

2% weight

Preliminary

Analyst 12-24M thesis conviction · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 4:10:21 PM

V6 Final Score

40.0

/ 100 — Final Score

AVOID

MOM

2.8

CON

5.0

PQT

6.6

FMQ

6.0

VAL

5.0

STW

5.4

DSP

4.0

OPP

2.4

FMT

—

AMQ

1.8

AUT

—

ERS

—

THS

1.0

Data-limited: FMT, AUT, ERS (insufficient data — never defaulted to 0)

Source Evidence (10)

BenchmarkNifty 500 TRI

AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21

Riskometer (Scheme)Very High

AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21

NAV - Direct Plan13.85

AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21

NAV Date21-Aug-2026

AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21

Daily AUM (Cr.)2704.42

AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21

1 Year Return - Direct Plan (%)-1.5636

AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21

1 Year Return - Benchmark (%)2.6284

AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21

Since Launch Return - Direct Plan (%)11.6248

AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21

Since Launch Return - Benchmark (%)12.1191

AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21

AMC Total AUM (Lakh Cr.)0.06922

AMFI quarterly AAUM disclosure (Apr–Jun 2026), via RightAdvise aggregation of official AMFI figures as of 2026-06-30

Audit Log

THS ∅ → 5 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 4:10:22 PM

OPP ∅ → 3 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 4:10:20 PM

DSP ∅ → 5 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 4:10:19 PM

STW ∅ → 6 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 4:10:17 PM

“[HOLISTIC ANALYST ESTIMATE — anchored in real facts (cited below), not independently sourced per-parameter; reproduces the original 56's own methodology per explicit authorization] Category-level thesis: Flexi Cap: market-cap-agnostic mandate, lets the manager rotate across large/mid/small — a structural, cycle-neutral positioning. No fund-specific sector-overweight evidence collected (no GICS sector allocation data exists for this scheme), so scored at the category's own general positioning.”

VAL ∅ → 5 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 4:10:15 PM

“[HOLISTIC ANALYST ESTIMATE — anchored in real facts (cited below), not independently sourced per-parameter; reproduces the original 56's own methodology per explicit authorization] No real TER data collected; scored at category-neutral baseline (no portfolio PE/PB data exists in any source checked this session).”

FMQ ∅ → 5 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 4:10:13 PM

PQT ∅ → 6 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 4:10:12 PM

CON ∅ → 5 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 4:10:10 PM

“[HOLISTIC ANALYST ESTIMATE — anchored in real facts (cited below), not independently sourced per-parameter; reproduces the original 56's own methodology per explicit authorization] No Value Research rating collected; consistency estimated from real return-vs-benchmark trend (1Y -4.19pp vs benchmark, SinceLaunch -0.49pp vs benchmark, avg -2.34pp).”

MOM ∅ → 4 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 4:10:09 PM

“[HOLISTIC ANALYST ESTIMATE — anchored in real facts (cited below), not independently sourced per-parameter; reproduces the original 56's own methodology per explicit authorization] Most recent available window (1Y: -4.19pp vs benchmark) used as the closest real proxy for near-term momentum (V6's exact 3-6M window has no data source for most equity funds in this pipeline).”