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SBI DYNAMIC TERM FUND

SBI Mutual Fund · 119671 · Quant Rank #249

Structural GatesPreliminary Assessment
PRELIMINARY_ASSESSMENT

Research Confidence reflects source quality and evidence depth — it is independent of the score below. A fund can score highly with low confidence, or moderately with high confidence.

Real Evidence
CategoryDEB
AUM₹3,559.8 Cr
BenchmarkCRISIL Dynamic Bond A-III Index
RiskometerModerate
TERInsufficient data
InceptionInsufficient data
Track RecordInsufficient data
Fund ManagerInsufficient data
AUM Floor₹1000 Cr
Min Track3 yrs
Max Alloc30%
Returns vs Benchmark
WindowFundBenchmark
1 Year6.05%4.49%
3 Year7.52%6.83%
5 Year6.88%5.78%
Since Launch8.06%7.63%
Calculated Parameters
FMTInsufficient data — no real 'managing since' date collected for this scheme's current manager
AMQ7/10
AUTInsufficient data — no real 3-months-ago AUM evidence (AMFI's live feed only carries current + ~1-month-ago; needs a genuine dated snapshot from an earlier sync)
ERSInsufficient data — no TER evidence collected for this scheme
Structural Gates
Gate 1 — EligibilityUNKNOWN

AUM floor: PASS · Track record: UNKNOWN · SEBI: UNKNOWN

Gate 2 — Quant ScreenFAIL
Gate 3 — Top 10FAIL
Gate 4 — Top 5FAIL
Gate 5 — Top 2 ICFAIL
Candidate's 48.8 would rank #3 among 2 real existing category scores (top 2 = recommendable).
Analyst Name
MOM — Momentum
7% weight
Preliminary

3–6M price+flow vs benchmark · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 3:20:53 PM

CON — Consistency
10% weight
Preliminary

3Y/5Y quartile rank stability · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 3:20:55 PM

PQT — Portfolio Quality
11% weight
Preliminary

PE, concentration, churn · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 3:20:57 PM

FMQ — Fund Mgr Quality
12% weight
Preliminary

Philosophy, communication, style drift · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 3:20:59 PM

VAL — Valuation Risk
10% weight
Preliminary

Portfolio PE/PB vs category avg · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 3:21:01 PM

STW — Sector Tailwinds
9% weight
Preliminary

Policy/macro drivers 12-18M · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 3:21:03 PM

DSP — Downside Protection
8% weight
Preliminary

Max DD, Sortino, bear markets · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 3:21:04 PM

OPP — Outperformance Prob.
8% weight
Preliminary

Analyst 12M alpha probability · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 3:21:06 PM

THS — Thesis Strength
2% weight
Preliminary

Analyst 12-24M thesis conviction · 0 = N/A · 1 = Worst · 5 = Average · 10 = Best

Last scored by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) on 8/26/2026, 3:21:07 PM

V6 Final Score
48.8
/ 100 — Final Score
AVOID
MOM
4.2
CON
6.0
PQT
6.6
FMQ
6.0
VAL
5.0
STW
5.4
DSP
5.6
OPP
4.8
FMT
—
AMQ
4.2
AUT
—
ERS
—
THS
1.0
Data-limited: FMT, AUT, ERS (insufficient data — never defaulted to 0)
Source Evidence (14)
BenchmarkCRISIL Dynamic Bond A-III Index
AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21
Riskometer (Scheme)Moderate
AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21
NAV - Direct Plan41.3923
AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21
NAV Date21-Aug-2026
AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21
Daily AUM (Cr.)3559.7766
AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21
1 Year Return - Direct Plan (%)6.0460
AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21
1 Year Return - Benchmark (%)4.4852
AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21
3 Year Return - Direct Plan (%)7.5219
AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21
3 Year Return - Benchmark (%)6.8350
AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21
5 Year Return - Direct Plan (%)6.8754
AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21
5 Year Return - Benchmark (%)5.7751
AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21
Since Launch Return - Direct Plan (%)8.0633
AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21
Since Launch Return - Benchmark (%)7.6302
AMFI (Official, Centralized) — FUND_DETAIL_PAGE as of 2026-08-21
AMC Total AUM (Lakh Cr.)12.57
AMFI quarterly AAUM disclosure (Apr–Jun 2026), via RightAdvise aggregation of official AMFI figures as of 2026-06-30
Audit Log
THS ∅ → 5 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 3:21:08 PM
“[HOLISTIC ANALYST ESTIMATE — anchored in real facts (cited below), not independently sourced per-parameter; reproduces the original 56's own methodology per explicit authorization] Debt (overnight/liquid): capital-preservation mandate, return is a direct function of prevailing short-term rates, not manager skill.”
OPP ∅ → 6 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 3:21:06 PM
“[HOLISTIC ANALYST ESTIMATE — anchored in real facts (cited below), not independently sourced per-parameter; reproduces the original 56's own methodology per explicit authorization] Real return-vs-benchmark evidence: 1Y +1.56pp vs benchmark, 3Y +0.69pp vs benchmark, 5Y +1.10pp vs benchmark, SinceLaunch +0.43pp vs benchmark (avg 0.95pp).”
DSP ∅ → 7 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 3:21:05 PM
“[HOLISTIC ANALYST ESTIMATE — anchored in real facts (cited below), not independently sourced per-parameter; reproduces the original 56's own methodology per explicit authorization] No real Max Drawdown or Sortino data exists in any source checked this session; ordinary volatility/beta are never substituted. Debt category carries structurally low real drawdown risk by mandate design.”
STW ∅ → 6 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 3:21:03 PM
“[HOLISTIC ANALYST ESTIMATE — anchored in real facts (cited below), not independently sourced per-parameter; reproduces the original 56's own methodology per explicit authorization] Category-level thesis: Debt (overnight/liquid): capital-preservation mandate, return is a direct function of prevailing short-term rates, not manager skill. No fund-specific sector-overweight evidence collected (no GICS sector allocation data exists for this scheme), so scored at the category's own general positioning.”
VAL ∅ → 5 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 3:21:01 PM
“[HOLISTIC ANALYST ESTIMATE — anchored in real facts (cited below), not independently sourced per-parameter; reproduces the original 56's own methodology per explicit authorization] No real TER data collected; scored at category-neutral baseline (no portfolio PE/PB data exists in any source checked this session).”
FMQ ∅ → 5 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 3:21:00 PM
“[HOLISTIC ANALYST ESTIMATE — anchored in real facts (cited below), not independently sourced per-parameter; reproduces the original 56's own methodology per explicit authorization] No manager identity evidence collected; scored at category-neutral baseline.”
PQT ∅ → 6 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 3:20:58 PM
“[HOLISTIC ANALYST ESTIMATE — anchored in real facts (cited below), not independently sourced per-parameter; reproduces the original 56's own methodology per explicit authorization] Real AUM ₹3,559.777 Cr vs category floor ₹1000 Cr (3.6x). Moderate scale — no specific capacity concern or advantage documented.”
CON ∅ → 6 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 3:20:56 PM
“[HOLISTIC ANALYST ESTIMATE — anchored in real facts (cited below), not independently sourced per-parameter; reproduces the original 56's own methodology per explicit authorization] No Value Research rating collected; consistency estimated from real return-vs-benchmark trend (1Y +1.56pp vs benchmark, 3Y +0.69pp vs benchmark, 5Y +1.10pp vs benchmark, SinceLaunch +0.43pp vs benchmark, avg 0.95pp).”
MOM ∅ → 6 by Claude (V7 Workspace — holistic analyst estimate, pending Research Head review) · 8/26/2026, 3:20:54 PM
“[HOLISTIC ANALYST ESTIMATE — anchored in real facts (cited below), not independently sourced per-parameter; reproduces the original 56's own methodology per explicit authorization] Most recent available window (1Y: +1.56pp vs benchmark) used as the closest real proxy for near-term momentum (V6's exact 3-6M window has no data source for most equity funds in this pipeline).”