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DEBRecommendable#1 in categoryMODERATE BUYPrimary Pick

ICICI Pru Liquid Fund

ICICI Pru MF · Darshil Dedhia + Nikhil Kabra · benchmarked to CRISIL 91D TB

Prospera Research Engine unknown · Data as of 1 Jan 1970 · Synced 1 Jan 1970Review date unknown, validation required
Prospera VerdictProspera Recommended

Prospera Score 68.2, rated Moderate Buy. Ranked 1 in its liquid peer group and approved as Gate 5 conditional: it is 1.8 points below the Gate 5 threshold of 70 but still a Moderate Buy on every measure, so it is offered with that disclosed. Measured against 37 comparable liquid funds on AMFI weekly Direct-plan NAVs to 30 Sep 2026 (5.0 years of history): largest fall from a peak 0.0%, 3-year return 6.9% a year. Liquid funds are close to interchangeable on return; this one is chosen for size, low cost and stable portfolio quality.

Final Score68.2
1Y Return6.5%
3Y CAGR6.9%
5Y CAGR6.3%
AUM₹62.8K Cr
Expense Ratio0.20%

Eligibility: All gates passed

Prospera Research

Score Breakdown

13 weighted parameters, exactly as configured in the Research Engine, 8 qualitative (analyst-scored) plus 5 quantitative (formula-derived), summing to a final score out of 100.

Momentum (7% weight)4.8/10
3–6M price+flow vs benchmark
Consistency (10% weight)5.0/10
3Y/5Y quartile rank stability
Portfolio Quality (11% weight)9.0/10
PE, concentration, churn
Fund Mgr Quality (12% weight)8.0/10
Philosophy, communication, style drift
Valuation Risk (10% weight)8.0/10
Portfolio PE/PB vs category avg
Sector Tailwinds (9% weight)6.0/10
Policy/macro drivers 12-18M
Downside Protection (8% weight)5.7/10
Max DD, Sortino, bear markets
Outperformance Prob. (8% weight)8.0/10
Analyst 12M alpha probability
Mgr Tenure Score (8% weight)4.0/10
Years managing fund → 1-10 score
AMC Quality Score (6% weight)7.0/10
Research depth, AUM scale, compliance
AUM Trend Score (5% weight)6.0/10
Growing=9, Stable=6, Declining=3
Expense Ratio Score (4% weight)10.0/10
Inverse ER — lower cost = higher score
Thesis Strength (2% weight)8.0/10
Analyst 12-24M thesis conviction
Final Score68.2/100
Prospera Research

Why This Fund

Stance: max allocation

Prospera Score 68.2, rated Moderate Buy. Ranked 1 in its liquid peer group and approved as Gate 5 conditional: it is 1.8 points below the Gate 5 threshold of 70 but still a Moderate Buy on every measure, so it is offered with that disclosed. Measured against 37 comparable liquid funds on AMFI weekly Direct-plan NAVs to 30 Sep 2026 (5.0 years of history): largest fall from a peak 0.0%, 3-year return 6.9% a year. Liquid funds are close to interchangeable on return; this one is chosen for size, low cost and stable portfolio quality.

Prospera Research

Analyst Write-Up

A full analyst write-up hasn't been published for this fund yet, only shortlisted funds at the review stage get one. The score breakdown and performance data above are still real and current.

Prospera Research

Risk-Adjusted Performance

3Y AlphaN/A
5Y AlphaN/A
Max Drawdown0.0%
Sharpe (3Y)2.42
Sortino (3Y)5.35
Beta0.01
Alpha Consistency28%